dave from van ru company contacted me today , at work and on my cell, for old student loan they say i owe (25 years ago) they refuse to send me any info on it, stating they have been mailing to an old address and my relatives must be helping me run from this debt. They have been mailing to virginia, i live in south dakota, and he tells me a lot of people dont live in the state they work in!
not providing validation of debt is a violation of the fdcpa. He would not let me speak, kept talking over me and repeatedly told me that they would take my paycheck until paid off unless i agreed to give them 7,777.15 over the next 9 months.
Said if i did not agree to this today, that he would notate my account that i was refusing to pay a federal debt and let the government do as they will with me. I told him that i was not refusing to pay a debt that was rightfully due, just wanted proof they were not a scam, because i have NEVER been contacted by them before.
Monetary Loss: $7.